Licensing Requirements

Most states require drivers to have a driver's license when operating a golf cart on public roads. However, some allow persons without a license to drive a golf cart if accompanied by a licensed adult or driving on private property. Requirements for driving a golf cart will vary by location.

The minimum legal age to drive a golf cart varies by state and can fall anywhere between 12 and 18 years. Many states set 16 as the age to start driving a golf cart. Young drivers without a license often need to be accompanied by an adult. If someone underage and unlicensed gets into an accident, the parents or guardians may be liable to pay for damages.

Each state has its own rules for driving golf carts, so it’s important to check the laws in your area before heading out. Some states or municipalities may restrict golf carts from public roads, limit when they can be driven, or require specific safety equipment such as headlights, taillights, brake lights, reflectors, mirrors, turn signals, a windshield, horn, and seat belts. In many areas, golf carts may only be operated during daylight hours unless they meet street-legal requirements. Speed limits and roadway restrictions can also vary by location. And just like with any other vehicle, never drink and drive a golf cart, as operating one while over the legal alcohol limit can still result in a DUI.

If you plan to drive your golf cart on public roads, you may need to register it with the state and obtain license plates. Registration is typically not required if the cart remains on private property. Always confirm requirements with your state's DMV.

Golf cart insurance requirements vary by state. Even if coverage is not mandatory, insurance can be beneficial if you are involved in an accident or if damage occurs to your vehicle. Liability coverage protects you if you are responsible for injuries or property damage. Additional coverage options may include comprehensive and collision coverage, medical payments coverage, uninsured motorist coverage, and accessory coverage for added equipment.